Builders Insurance
Instantly compare builders public liability insurance quotes. Tailor your builders liability insurance quote to suit your business needs. Cover is available for one man self-employed builder, tradesman, contractor, property maintenance and for building firms with employees.
With a correct business insurance policy self employed builders can protect themselves from all kinds of financial difficulties that may arise if a client should lodge a negligence claim against the builder. A builders business insurance policy can be tailored to include, public liability, employers liability, tools cover, legal expenses policy, personal accident cover. Also if your business is operating from premises you can opt for a comprehensive commercial combined policy. For a quote simply complete the online form and you will get a call back from a number of specialist commercial insurance brokers that are on our panel.
Self-employed builders insurance
- Compare builders insurance quotes online.
- Builders insurance quotations from some of the leading UK insurance companies.
- Purchase builders insurance online with our secure online system.
- Tailor the quote to suit the individual needs of the builders business.
- Optional building contractors legal expenses policy.
- Add employers liability to your builders insurance quote.
Builders – Alterations & Extensions to Houses up to 10 metres
Builders – Alterations & Extensions to Houses up to 2 floors
Builders – New house building up to 10 metres
Builders – New house building up to 2 floors
Builders – all premises excluding hazardous locations
Builders – Private dwellings, shops, offices, hotels, P/houses
Builders – Private dwellings,shops, offices, hotels, P/houses no height limit
As a self-employed builder or a building contractor you job can expose you to many risks associated with third party property damage and injury claims. A claim against you or your business can have devastating effects on your business. As such a builders insurance policy for public liability is absolutely essential. Also is the option of insuring your tools or any plant that you may have or have hired-in. Some of the builders tools can cost hundreds if not thousands of pounds to replace should they get stolen. If your building firm employs staff, even on a temporary basis then by law you also need to have adequate employers liability insurance cover in place.
All builders that are self-employed should seriously consider a builders public liability insurance policy. A building contractor’s policy is usually known as tradesman insurance by the insurers. Without this protection your business could face serious financial problems should a third party claim arise against you.
A builders public liability insurance policy can easily be tailored to suit you specific requirements. If additional cover is required at a later stage then this can be included as and when required. This would obviously incur an additional premium to pay.
Liability Options for Builders;
- Public Liability Insurance – This will provide coverage from claims arising from third party property damage and bodily injury claims that have been caused by you or your firm. This type of cover is essential and all builders should have it even though it is not compulsory by law. Level of cover available is typically £1m, £2m, £5m and even up to £10m. The most common level taken up by builders is usually the £5m public liability.
- Employers Liability Insurance – If you or your building company employs any staff, temporary employees or casual labour then this cover is compulsory by law. The EL insurance will provide compensation to your Employee’s if they are injured or death occurs whilst they are carrying out their duties for you or your business. Every year thousands of accidents occur on building sites throughout the UK.
- Professional Indemnity Insurance – If you or your firm is giving advice to customers and as a result of this advice your client suffers from financial loss you could be held liable. The PI insurance will provide cover for these type of claims.
Public Liability Insurance for Building Contractors
Compare builders insurance
At Active, our online builders insurance quote system provides a comparison quote for all types of tradesman. Enter your details once into our system and within seconds over 8 top UK insurance company’s quotes are available for builders insurance.
The level of cover required on builders insurance can easily be tailored to your needs with many additional great options available such as legal expenses cover and personal accident cover.
Premium can be paid online in either a single payment or your can spread the cost of your insurance over 10 easy monthly payments. Your builders insurance documents are available to you to print immediately or if you prefer they can be saved on your computer.
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