Your insurance is based upon the information provided to the insurance company and you must ensure that all such information is complete and accurate and that any facts that may influence the insurer's decision to accept and pay a valid claim are disclosed. Failure to disclose material information may invalidate your insurance and could mean that all of part of a claim may not be paid.
The property is awaiting probate
The property is awaiting sale or occupation
The property is awaiting or undergoing refurbishment or renovation
The property is left vacant due to the owner being at a second property or abroad, hospitalised or taken in to care
The property is left vacant for over 30 consecutive days and the current insurer ceases cover